# How to Borrow

{% hint style="info" %}
Before you can borrow, you need to lend an asset as a collateral. 
{% endhint %}

<figure><img src="/files/iuRe8GBP6bXMQ6ptupJC" alt=""><figcaption></figcaption></figure>

1. Go to <https://app.lending.xave.co/>
2. Go to the "Borrow" tab.
3. Select the asset that you want to deposit as collateral.
4. Enter the amount.
5. Click "Continue".
6. Select an interest rate (Stable APY or Variable APY).
7. Click "Borrow".
8. You will be prompted to confirm the transaction from your wallet (i.e. Metamask), click "Confirm".
9. Wait for the transaction confirmation.


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